Industri Perbankan Syariah Dan Kondisi Ekonomi Makro Di Indonesia

Islam is a universal religion that has the Qur'an as a way of life. Universal here is not limited by time and place. The Qur'an which was revealed by Prophet Muhammad SAW regulates all aspects of human life. The purpose of this study is to identify and examine the Islamic banking industry and macroeconomic conditions in Indonesia. The method used is multiple regression analysis with estimation of Ordinary Least Squares (OLS). The results of this study indicate that economic activity is an aspect that has become a concern since the emergence of Islam. Islamic banking at this time has a very rapid growth that is strongly influenced by macroeconomics in obtaining its goal of getting the highest profit. The variables studied are financial ratios that are adjusted to the decision of Bank Indonesia and accompanied by the MUI Fatwa influenced by CAR, FDR and BOPO. Each change in ROA can be explained through the variables CAR, FDR and BOPO of 82.9% while the remaining 17.1% is influenced by other factors)

Pengaruh Fluktuasi Harga Emas, Tingkat Inflasi Terhadap Produk Gadai Emas Pada Bank Sumsel Babel Syariah

This study aims to determine the effect of gold price fluctuations and inflation rates on gold pawn products at the Islamic Sumatra Babel Bank for the period 2013-2019.  This research includes quantitative research.  The method used in this research is using multiple linear regression analysis method with a sample during the period 2013-2019 and using descriptive analysis techniques. The population and sample that will be used in this study are Bank Sumsel Babel Syariah in the 2013-2019 period.Financing that uses gold as a product object is highly dependent on fluctuations in gold prices.  Islamic banks before providing financing to customers must make an assessment of the pawned gold.  Based on the results of the study, it can be concluded: first, the results obtained from the calculations in this study are known that gold price fluctuations have a negative or no effect on the distribution of gold pawn financing and so is the second hypothesis that there is no effect of the inflation rate on the distribution of pawn products.  gold bank sumsel babel sharia period 2013-2019

Penerapan Etika Bisnis Syariah Pada Usaha Mikro Kecil Menengah (Umkm) Masa Pandemi Covid-19 di Pasar Swadaya Gotong Royong Masyarakat Batumarta Desa Baturaden Kecamatan Lubuk Raja Kabupaten Ogan Komering Ulu

Basic problems research this is how the application of the ethical principles of a business according to islamic syariah on micro business in the village baturaden ( kecamatan kabupaten oku the bottom of the king .As for the purpose of this study is to find the application of islamic business of ethical principle at a venture mikro.jenis this research is descriptive qualitative research was conducted research which is a devoted to described analyzed the phenomenon of events , social activities , attitude , trust , perception , the minds of the american individually as well as groups .Research object is the owner of micro business in the market swadaya gotong royong village community batumarta baturaden oku the bottom of the king . Data collection by means of observation , interview , documentation , and such .And is poured into table then analysis technique data using the qualitative method descriptive by pulling a conclusion by using a technique inductive , deductive , and comparative .The research results show that has not yet been fully know , understand and apply .It was because the small and medium businesses umkm players culinary in the market swadaya masyarakat gotong royong batumarta inside do the business practices employed in truth and do not have not been in accordance by islamic syaria

The Perspective of the Malay Community in the Livelihood of Street Angklung Musicians in Malioboro Yogyakarta

The purpose of this study is to see how the views of the Malay community in the livelihoods of angklung musicians who are played in Yogyakarta by using the theory of structural functionalism. Angklung music performances in Yogyakarta are multifunctional. This means that now angklung music does not only present angklung as a traditional musical instrument, but also as a profession. Such as the transformation of the song being performed and the addition of dancers to attract the audience’s attention. The method used in this research is descriptive qualitative with a library research approach. Data collection techniques in this study ar observation, interviews and documentation. The sample in this study in the Malay community who have lived in Yogyakarta, both for study and work. Form the observations and interviews that have been conducted, it shows that there are two views, namely positive and negative. This positive view is obtained because it is considered that the angklung musician profession is a form of high level creativity of the nation’s childern which not everyone can do it. With traditional instruments, but the arrangement and presentation of different music provides a special attraction for the audience. Then the negative view emerged because the movements of the dancers accompanying the angklung music were classified as erotic and contained element of sensuality toward the audience

PENGARUH PERTUMBUHAN EKONOMI, INFLASI, JUMLAH UANG BEREDAR (M2) DAN BI RATE TERHADAP TABUNGAN MUDHARABAH PADA PERBANKAN SYARIAH DI INDONESIA PERIODE 2005 - 2014

This research show that independent variable (PE, Inflation, JUB, and BI Rate ) simultaneously has significantly effect to dependent variable (Tabungan Mudharabah. This can be proved by significant value 0.000. Based on the test partially economic growth variable has a negative effect and not significant to Tabungan Mudharabah that showed by T test is 11.262. Inflation variable partially showed that has a negative effect and not significant to Tabungan Mudharabah that showed by T testing is -.391. Jumlah Uang Beredar (JUB) variable partially has positive effect and significant to Tabungan Mudharabah that showed by T test is 81.202. BI rate variable partially has positive effect and not significant to Tabungan Mudharabah that proved by T test is 1.306. Key word: economic growth, JUB , BI rate, Tabungan Mudharaba

PENGARUH PERTUMBUHAN EKONOMI, INFLASI, JUMLAH UANG BEREDAR (M2) DAN BI RATE TERHADAP TABUNGAN MUDHARABAH PADA PERBANKAN SYARIAH DI INDONESIA PERIODE 2005 - 2014

This research show that independent variable (PE, Inflation, JUB, and BI Rate ) simultaneously has significantly effect to dependent variable (Tabungan Mudharabah. This can be proved by significant value 0.000. Based on the test partially economic growth variable has a negative effect and not significant to Tabungan Mudharabah that showed by T test is 11.262. Inflation variable partially showed that has a negative effect and not significant to Tabungan Mudharabah that showed by T testing is -.391. Jumlah Uang Beredar (JUB) variable partially has positive effect and significant to Tabungan Mudharabah that showed by T test is 81.202. BI rate variable partially has positive effect and not significant to Tabungan Mudharabah that proved by T test is 1.306.Key word: economic growth, JUB , BI rate, Tabungan Mudharaba

Effect of Monetary Aspects on the Performance of Islamic Banks in Indonesia

Actually, issue about Bank Performance is not special anymore. However, this topic in a dual banking system still an interesting issue. As in Indonesia, which have Islamic bank in a conventional economic system this Islamic Bank Performance (IBP) influence direct by monetary aspect. Using a quarterly panel data set from period 2001 until 2015; this research used econometric tools. Result shows that all variables are significantly affected. We prefer to used random effect that show the positive sign for Money Supply (MS), Exchange Rate (EXC) and Interest Rate (INTR) and negative sign for CPI. Then the result on Long term used ARDL Approach found that for PMG variable MS and INT have positive significant while EXC and CPI variable are negative significant. In MG estimates (Long term), MS, EXC and INTR are found to be positive significant while CPI variable have negative impact on IBP. Further more, in short time, PMG estimates result that MS and EXC shows negative impact and variables than have positive impact are CPI and INTR. While result in short run for MG estimates shows that MS, CPI and INTR have positive impact. Then EXC have negative impact. We suggest the government must always keep the monetary condition in a balance and healthy environment that support the development and improvement of Islamic Banking. Especially manage the INTR which is always have positive impact in all condition model. Keywords: Islamic Bank performance, CPI, Interest Rate, Money Supply, Exchange Rate JEL Classifications: E52, G2

Pengaruh Inflasi Dan Pertumbuhan Ekonomi Terhadap Tingkat Kemiskinan Di Kota Palembang

In  ieconomic  itheory,  ieconomic  igrowth  ihas  ian  iinfluence  ion  ipoverty  ilevels,  ibut  ithe  iresults  iof  ithe  ianalysis  iof  ithis  istudy  iindicate  ithat  ieconomic  igrowth  ihas  ino  ieffect  ion  ipoverty  ilevels  ibased  ion  i2016-2020  iresearch  idata  iobtained  ifrom  ithe  iRoadmap  ifor  istrengthening  ithe  iPalembang  iCity  iRegional  iInnovation  iSystem  iin  i2018-2023.  iThis  istudy  iaims  ito  idetermine  iand  ianalyze  ithe  ieffect  iof  iinflation  iand  ieconomic  igrowth  ion  ipoverty  ilevels  iin  iIndonesia.  iThe  iresearch  imethod  iused  iis  idescriptive  iquantitative  iusing  isecondary  idata  iand  ithe  idata  ianalysis  imethod  iis  ilinear  iregression  ianalysis,  icorrelation  ianalysis,  idetermination  ianalysis,  iand  ihypothesis  itesting.  iThe  iresult  iof  ithe  iresearch  ishows  ithat  iinflation  ihas  ian  ieffect  ion  ithe  ilevel  iof  ipoverty  ibecause  ithe  ivalue  iof  itcount  i>  ittable  i,  ibut  ieconomic  igrowth  idoes  inot  ihave  ia  isignificant  ieffect  ion  ithe  ilevel  iof  ipoverty  ibecause  ithe  ivalue  iof  itcount  i<  ittable  i.  iSimultaneously,  iInflation  iand  iEconomic  iGrowth  ihave  ia  isignificant  ieffect  ion  ithe  iPoverty  iLevel,  iwhich  iis  iindicated  iby  ithe  ivalue  iof  iFcount  i>  iFtable.&nbsp

PENGARUH KUNJUNGAN WISMAN DAN JUB TERHADAP NILAI TUKAR PADA MASA PANDEMI COVID-19 DI INDONESIA

Perkembangan nilai tukar pada masa pandemi covid-19 sangat fluktuatif. Naik turunnya harga kurs dolar USD yang menandakan fluktuasi nilai tukar. Penelitian ini menggunakan harga kurs USD sebagai data untuk variabel nilai tukar. Untuk mengkaji lebih lanjut mengenai nilai tukar, maka penelitian ini menguji pengaruh kunjungan wisata mancanegara dan uang kartal yang beredar terhadap nilai tukar dalam masa pandemi covid-19 di Indonesia. Metode penelitian yang digunakan adalah metode kuantitatif. Teknik dalam menganalisis data dengan uji asumsi klasik dan regresi berganda. Data dalam penelitian ini adalah data time series, yang diukur dari bulan Maret 2020 hingga Januari 2022 menggunakan Eviews12. Berdasarkan hasil penelitian, variabel kunjungan wisata mancanegara dan uang kartal yang beredar secara simultan berpengaruh signifikan terhadap nilai tukar. Namun secara parsial variabel kunjungan wisata mancanegara berpengaruh signifikan secara positif dan jumlah uang kartal yang beredar berpengaruh signifikan secara negatif terhadap nilai tukar. Kata Kunci: Kunjungan Wisatawan Mancanegara, Uang Yang Beredar, Nilai Tuka

Optimalisasi Pengelolaan Dana Umat Pada Masyarakat Melayu

The purpose of the research is  to knowing the role of the National Amil Zakat Agency and to find out how much public trust in institutions that manage people's funds other than BAZNAS. This research was conducted using descriptive qualitative methods. To get this information, it can be done with several techniques, one of which is through observation activities, direct interview activities or dialogue processes carried out and through documentation studies so that all information can be obtained properly. Regarding the technique in processing the data, it is done by reducing the data and then presenting it and drawing conclusions according to the research carried out. As a party that has broader authority over other zakat collection bodies and institutions, the role of BAZNAS is very important and vital, especially in ensuring collaboration and cooperation between stakeholders. Then examine in general that many people do not trust amil zakat institutions or bodies so that much of the distribution is made directly to people who receive the zakat rather than being distributed to existing amil zakat bodies